What matters here
- Typical format
- One-time / installments
- Key risk
- Refunds & advertising claims
- Risk tone
- Medium–high
- We check first
- Refund window, Terms, ads
How to take payments
To launch without a website, a Payment Link works. For your own site, use Stripe Checkout or an API integration. Instalments are usually set up as a schedule of recurring payments with a fixed number of charges.
What Stripe reviews
The programme description, instructors, refund terms and support contacts. The course should look like a real product, not a “fast way to get rich”.
Stripe is generally cautious about promises of guaranteed income and about models that resemble multi-level marketing.
Refund policy
State the refund window and how to request one. Clear terms reduce disputes, and proof of access to lessons plus correspondence with the customer help defend a payment.
Typical risks
Marketing that promises results, vague refund terms, inaccessible materials and weak support all increase disputes. If the dispute rate is high, the payment platform may restrict the account.
We help you assess the site, the offer and the terms in advance.
Online courses / info-product screening
We check program description, access period, refund policy (often 14 days) and whether ads match the actual course.
Disputes spike from “result guarantees”, aggressive upsells and unreachable support. Stripe watches refund rate and Terms in the buyer’s language.
Stripe fits a clear product and fair refunds. “Income boost” claims without proof raise refusal/hold risk — another acquirer may be more honest.
Niches: how screening usually looks
Not a yes/no ranking — a typical pre-application picture. Outcome still depends on the site, refunds and dispute rate.
| Niche | Typical risk | What we check first | Common format |
|---|---|---|---|
| SaaS / subscriptions | Medium | Trial, cancel flow, dunning | Processing or own merchant |
| Online courses | Medium | Access delivery, refunds, terms | Merchant / rental for a pilot |
| Marketplace | High | Who sells, Connect vs standard account | Connect or company + bank |
| Digital goods | Medium+ | Instant delivery, license, refunds | Merchant after screening |
| Gaming | High | In-game purchases, geo, age limits | Only after model review |
| Forex / high-risk | Very high | License, offer, money flow | Often a refusal; honest review |
Stripe rules change. We do not promise approval — we match the model first, then the format.
Frequently asked questions about Stripe: Stripe for online courses: payments, instalments and refunds
Can I sell courses about making money?
It depends on the wording and the model. Promises of guaranteed income raise the risk of refusal or restrictions. We assess the offer before an application.
How do I set up instalments?
Usually as a payment schedule with a fixed number of charges. The instalment terms must be clear to the customer before payment.
What about disputes?
You need proof of consent, the customer’s access to materials and correspondence. We help gather the evidence.
What refund policy lowers hold risk for courses?
A clear refund window (often 14 days), access rules matching the offer, and no “income guarantees” in ads. Otherwise refunds/chargebacks and review risk rise.